The money system in Counter-Strike has always been something many players
struggle to fully grasp. Several gamers stay content with the general knowledge
they have of the subject it and leave it at that. This article will explain the
money system in great detail - by the numbers - including examples and scenarios
that commonly occur in scrims and, most importantly, matches.
We will start with the basis of the monetary system and show the exact amounts
of money awarded (by round) for each of the possible outcomes. Below is a table
of raw
values to look over and keep as a reference for memorizing - and ultimately help
you learn to know your opponents money.

*The first loss awards $1,400 per player, however if you lose consecutive
rounds, you receive more money each subsequent round.
*For each additional round lost (in a row), you receive an extra $500. This
pattern caps out at 5 rounds ($3400).
For example:
Loss 1 $1,400
Lose 2 in a row $1,900 (1400 + 500)
Lose 3 in a row $2,400 (1900 + 500)
Lose 4 in a row $2,900 (2400 + 500)
Lose 5 in a row $3,400 (2900 + 500)
Capped @ $3,400
Its important to remember that Terrorists also get an extra $800 per player if
they plant but lose the round. If Terrorists lose the round by timeout the
Terrorists left alive receive
$0 the next round.
There are a lot of numbers and relative causes here; it may seem confusing at
first, but it's not. The table makes it obvious that the best way to know your
opponents money is to simply look at the amount of rounds they have won in a
row. For every round you win, unless you win by a bomb explosion, you get
$3,250. For every round you lose in a row, starting at the lowest possible
amount ($1,400), you continue to gain more and more money each time you lose to
try to keep you in the game. This system was implemented so that teams that were
losing a lot of rounds in a row could have a chance to get their money back on
track and make a comeback in the game. Each round you lose in a row, starting at
your second consecutive loss, you gain an extra $500 in addition to the $1,400
you normally get for losing a round.
Example: If your team is doing great and you have won five rounds in a row, will
the enemy team be broke for the next round if they just played a gun-round the
round before ?
The answer is probably not. Here’s why:
On the next round each member of the enemy team will be getting $3,400 plus
whatever leftover money they had from other rounds before. This means that there
is a really good chance they are going to be able to buy every round after this
one as long as they keep losing. However, any round they win resets this system
and money awarded for their next losses will be minimal.
One of the most important things I look for is if the team we are facing has
followed up a winning round with a loss: 9 times out of 10 in this situation,
the enemy team will be saving the next round because their money bonus has been
reset. To simplify, the money system provides the losing team with enough money
to barely buy in rounds they otherwise couldn't in order to give them a chance
to come back in the game. It does not, however, provide them with enough money
to build up a good supply for multiple gun rounds in a row – that's what winning
does.
In my next article I will be discussing money management - when to save and when
to go for the win - and also how to tell if a terrorist team is going to buy
early or save again and what to do against it.